According to Florida Peninsula Insurance Company aka "Florida Pen", reporting a claim directly to your carrier ensures the best results.
But does it?
This was a blog article that was brought to my attention but I couldn't help but laugh at the article.
In the beginning, they come right out and tell you that wear & tear is not covered and some losses under the policy may not be covered. They are essentially telling you the following:
1) Any type of home claim or home insurance claim they have a right to use "wear and tear" to deny coverage
2) Your roof which is damaged to a storm is old along with "wear and tear"
3) The water damage claim where there was a crack in the pipe or water line break won't be covered because the pipe and/or water line was "wear and tear"
After all that, they then say, but don't worry report the claim to us, communicate with our adjusters, and negotiate a settlement. Sounds really easy right??
Guess again!
If you end up having problems with your homeowners insurance company give me a call, Mike at (754) 252-5438.
Email: mike@theclaimsquad.com
Website: www.theclaimsquad.com
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