On this episode of SimplyPodLogical, Cristine and Ben are joined by a Certified Financial Planner to answer questions from the audience about debt, financial literacy, planning for retirement, taxes, and how tf to save money.
0:00 - Hey what’s up holo everyone
0:34 - This is not financial advice
2:52 - How the fck do I save money?
5:35 - How to pay off debt
9:37 - Knowing your appetite for risk
12:48 - How much money should I save from my paycheque?
14:22 - Did we save money from our first jobs?
16:37 - What’s the biggest thing a financial advisor wastes money on?
17:59 - What should you do with a small amount of money to profit long term?
20:23 - Do you need a financial advisor or just a robot-advisor?
22:21 - How much of an emergency fund should I have?
23:00 - How to save money and enjoy life at the same time?
24:59 - Do people ever retire with too much money?
25:45 - Do you have to have a degree in accounting or finance to be a financial advisor?
27:47 - Why are people so uncomfortable talking about money?
31:19 - Financial literacy and what should we teach kids/students about finance
33:12 - Credit card debt and why are interest rates on credit cards so high?
34:51 - Teaching young people about budgeting and investing
37:26 - Budgeting and knowing what you spend money on
38:15 - Spending too much money on food
40:31 - How important is it to save for retirement?
43:02 - Most important question to ask a financial advisor
46:40 - Understanding how to use tax-free or retirement accounts to invest
48:57 - Why are taxes so complicated?
52:22 - Financial advisor calls out bogus financial advice
54:00 - Resources to learn about finances and investing
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